This is a personal blog and all views, opinions, and observations written here are my own. These opinions may change over time as I grow older and wiser. Everything I share on this blog is based on my own experience and I strongly recommend that you seek professional advice to address your specific concerns. I shall not be held liable or responsible for any errors on this website or for any damage you may suffer as a result of failing to seek professional advice. You agree to conduct due diligence before making any decisions based on the content of this blog.
I make strong efforts to ensure that all information provided in this blog is accurate at the time of posting, but I cannot guarantee that such information will still be correct and/or up-to-date in the future.
I shall not be liable to you for any type of damages, direct or indirect, or losses you may incur as a result of using this website.
I reserve the right to delete any offensive, rude or spam comments, and I will not be held responsible for the content of blog comments.